Insurance for scholarship holders
Not formally employed by Lund University
Content on this page:
- Coming to Sweden
- Citizen of another EU or EEA country
- For scholarship holders who will not be registered as resident in Sweden or who are waiting to be registered as resident
- Once registered as a resident
- Occupational injury insurance
- Business travel
- Private insurance
- Sick leave and parental leave for scholarship-funded doctoral students
If you are planning to stay for 365 days or longer in Sweden, you must apply on arrival to be registered as a resident in Sweden (folkbokföring). Registration requires a permanent address in Sweden; you will receive a Swedish personal identity number (personnummer).
As a citizen of another EU or EEA country you can only get a personal identity number if you can show that you have sufficient money to live on and support yourself in Sweden. You also need to have comprehensive health insurance with you from your EU or EEA country (bring a so called S1 form).
For scholarship holders who will not be registered as resident in Sweden or who are waiting to be registered as resident
Health care in Sweden
Before a scholarship holder has been registered as a resident and received a personal identity number:
Citizens of the EU/EEA and Switzerland must bring an EHIC (European Health Insurance Card) in order to obtain subsidised health care (only paying patient fees (patientavgift). If an individual does not have a valid EHIC, emergency health care is automatically covered under the Insurance for foreign visitors' policy which covers you and your family.
This means that during this time you will automatically receive Insurance for foreign visitors, which covers you and your family, and receive emergency health care in Sweden free of charge. When you visit the health service, you should either pay or request an invoice for the cost, made out to you. The receipt/invoice and claim form (signed by your head of department) should then be sent to Kammarkollegiet.
Please note that Insurance for foreign visitors does not cover planned care, immunizations or maternity care.
If you have a valid Schengen visa (90 days), Insurance for foreign visitors also applies when travelling within the Schengen area.
You need to supplement your insurance cover with other private insurance policies, e.g. home insurance, please see below.
Once a scholarship holder is registered as resident in Sweden, you can receive full subsidised Swedish health care and only pay patient fees. Since you don't pay taxes in Sweden, you might have difficulties in the contact with health care units. The Insurance for foreign visitors applies in these cases.
Once a scholarship holder is registered as resident, you will automatically be covered by a special personal injury policy, SPS (Särskilt Personskadeskydd), while at work and while travelling to and from work.
On business trips approved by Lund University, scholarship holders are automatically covered by the Swedish state business travel insurance policy.
If your trip is not approved and funded by the University, the department should arrange individual travel insurance.
Take your insurance certificate available from your department with you when you travel.
Make sure you take out private insurance policies, e.g. home insurance and travel insurance for for private travels.
When receiving a doctoral student with a scholarship, an agreement should be made with the funding provider to allow for the extension of the scholarship in the event of sickness or parental leave in order to guarantee that the doctoral student will be able to complete his or her studies.
SIDA (ISP) scholarship holders are employed in their home country and receive sickness and parental benefit from there.
The department pays for an insurance policy for scholarship-funded doctoral students from Kammarkollegiet. How to report sickness or parental leave and the complete insurance terms is found at the Kammarkollegiet website:
Questions concerning this particular insurance policy for scholarship-funded doctoral students can be sent to erland [dot] torngren [at] kammarkollegiet [dot] se.
If you cannot find what you are looking for on this webpage, you can ask the HR Division a question via the case management system, which is reached via the page Find the right HR information and support on the HR website.
Contact your line manager or the HR officer at your organisational unit if you have any questions concerning employment or your organisational unit’s procedures for HR/staff matters.